Membership Benefits

The Health Saver takes care of all preventive & pre-hospitalisation healthcare needs, providing free or subsidised services across the following categories:

• Dentists
• Doctors of virtually all specialisations
• Pathology labs
• Radiology labs
• Pharmacies (this offer is presently available in select cities only)
• Nursing Homes/ Hospitals – Subsidised charges on both in-patient and outpatient treatments/ procedures.
• Dial a Doctor – you can receive medical advice related to routine or minor illnesses instantly over the phone from a qualified medical practitioner
• Second Opinion – If you would like a second opinion for critical diseases, IHO will help arrange this free of cost from expert doctors on the panel.

Enrollment Benefits

• FREE Thyrocare Health Checkup Voucher: This voucher entitles you to a FREE comprehensive health checkup at Thyrocare – the voucher covers the 44 most important diagnostic tests required to get an accurate health assessment, and helps you save up to Rs 6,000*! For more details, please refer to http://wellness.thyrocare.com/public_tests_list1.asp
• Free Dental Cleaning/ Scaling Voucher: This voucher entitles you to a FREE cleaning & scaling of your teeth (basic oral prophylaxis treatment - one sitting of ultrasonic cleaning & scaling). This voucher helps you save up to Rs 1,500!
• Concessional Health Check vouchers: Up to 3 Health Check Up vouchers, covering all important tests, are sent along with the welcome kit. These vouchers each offer a saving of 50% on the tests covered, helping you save up to Rs 4,000 on each voucher!

Please note that all the benefits mentioned above are offered under the IHO Comprehensive Health Saver. Some of them may not be available under other Plan variants.

* Indicative cost of these diagnostic tests if done separately